3D Graphing Engine Term Paper Example | Topics and Well Written Essays - 10000 words

3D Graphing Engine - Term Paper physical exertionNowadays geometry engines atomic number 18 called Vertex Shaders since they are programmable and can run so-called ( flower) shader programs to compute and animate the geometry of a scene. Every vertex that needs to be calculated can contain a lot of information, such(prenominal) as an x, y, z coordinate (a 3-dimensional position), grain coordinates, Normal Information (what direction the vertex faces), an identifier (which triangle it belongs to), Skinning parameters, excitement values or just about anything else.However, vertex processing alone does not result in a visible picture. So as to see all the triangles made up of all the vertices that the vertex shaders have calculated, they need to be colored. Certainly, the invisible object that is a result of the geometry processing needs to be wallpapered so it becomes visible. To be able to do this, the polygons need to be converted into pixels this is done during the triangle setu p. The pixels are then dealt with in the pixel shaders and pixel pipelines. The color value of a pixel is looked upon a texture this texture exists in graphics memory as a bitmap that was designed by the 3D artist. Textures can be available in different resolutions. Higher resolution textures look better however, consumption more memory space and more memory bandwidth than lower resolution textures. For far away objects, this would not only result in wasted processing cycles, but it could also lead to display anomalies. As a result of this, textures are usually available in different resolutions. If textures of different resolutions are combine on one object then this is referred to as mip-mapping. This mip-mapping can produce visible borders between the ii textures of different resolutions, called mipmap banding. Moreover, this mipmap banding can be minimized using different filtering techniques. Filtering means that for every pixel to be colored, more than one texel on the text ure is looked up and the average is calculated and applied to the pixel.

Future of healthcare Essay Example | Topics and Well Written Essays - 250 words

Future of healthcare - Essay spokespersonThe government should make the health care system a single pay and nationalize any medical indemnity services as well as investing extra in the system to reduce the cost of recurrent spending.The increasing stratification in health care access and cookery are other daring challenges facing the U.S health care system. For example, the approach to ask individuals to pay more(prenominal) for their health care will result in stratification in medicare provision. Hooper (2009) predicts that those paying higher insurance premiums will get access to a wider variety of health care services than the struggling gist class and lower class who cannot afford such high premiums. Therefore, the government should adopt a constitution that dictates health care provision to all irrespective of the ability to pay. In other words, as Pasdirtz (2007) presents it, the invoke should reduce privatization of the health care provision.Lastly, the number of the uninsured population in U.S is surprisingly growing with an estimated 45 million people currently being in the uninsured group. The implication is that those uninsured will dribble out on better health care provision ad Medicare hence painting a denting image on the government as having failed to give its subjects sufficient health care. The government should bridge the to-do between the disadvantaged and the high-income

The Secret Garden Essay Example | Topics and Well Written Essays - 1250 words

The enigmatical garden - Essay ExampleThe book is meant to give hope to children that mothering would always remain no matter how disoriented the lives of children may be. This fact is evident in this novel as despite the fact that Mary and Colin were motherless, they motionless got mothered through people at Misseltthwaite Manor who provided them with protection, nurturance, and training (Horne and Sanders 46). These three duties are the basic mothering images in the novel.Horne and Sanders (47) musical note that Barnetts treatment of mothering, the role it plays in patriarchal culture and the manner in which it shapes the lives of motherless children are something that have proved problematic to feminists. This, he explains, is due to the fact that mothering in a patriarchal capitalistic culture is problematic in nature. Horne and Sanders (47) reveal that the role of the mother in the The Secret Garden is to protect, upbringing and train their children in a non-traditional s etting (Horne and Sanders 101). However, they do so within a cultural example which circumscribes and transforms their work as mothers, that, in turn, then molds labor and children to meet the demands of patriarchy. Horne and Sanders (47) note that the kind of mothering that takes place in The Secret Garden is a reflection of this kind of problematic situation. This is due to the fact that it is complicated in that it involves practical work, protection, training, and nurturing that happens within patriarchally organized social places.The characters who play mothering work of Misselthwaite Manor are Martha and Dickson Sowerby, Ben Weatherstaff and Mrs. Sowerby. According to The Secret Garden, these mothers play a great role in mothering children. This is evident when Barnett tells us that as Mary plays the role of nurturing the garden, she also gets nurtured herself. Due to the nurturing that she gets from the community, she grows stronger and fatter Barnett

The philosophy of nonviolent protest Term Paper

The philosophy of non angry dissent - Term Paper ExampleThis was substituted with agile voices and progressive actions that led to change against injustices. The basis of non raging protest came from the philosophies of Henry David Thoreau. This followed with several political and ethnic leaders that followed the main philosophies of Thoreau and which focused on creating higher levels of equality and freedom for the cultural and social aspects of society. more(prenominal) importantly, each of these leaders was able to create a voice that was based outside of violence and which preferably gained prestige from the use of actions and alternative surprises to change the current political environment.The basis of the philosophy of non violent protest was known to come from Thoreaus book, Civil Disobedience, which was written in 1848. The main concept that is pointed out in this book is based on the current government and the injustices and lack of freedom that came from policies of the government. Thoreau points out that any violent protests are an arm of the government and represent a sense of injustice that is associated with politics. Thoreau believes that the use of violence and the soldiery is one that creates a lack of integrity from the government. More importantly, Thoreau points out that the army alone is one that in the end leads to the inability for a country to be free or to function through the democratic ideals in which it is founded on. The challenge that Thoreau places is to create a better environment, which is specifically based on adding in integrity and an installment to end violence through the country.The first ideology that Thoreau gives with the basic concept of the government and using non violent protest is based on the moral obligations that are in the government. Thoreau believes that the use of violence is one that initiates a lack of integrity and the inability to have responsibility to humans and life. More importantly, the use of violent force doesnt allow men to act with

Chessington World of Adventure, Essay Example | Topics and Well Written Essays - 2000 words

Chessington orb of Adventure, - Essay ExampleAnd if they involve themselves in fun filled group activities, it leave alone surely slow down their mind and will bring down their stress levels to bare minimum. This is where the concept of recreation or theme parks comes into the picture. Even though, in amusement parks, there will be physiological activities, it can be carried out in a relaxed and fun filled way. So, it will surely relax the physical and the mental part of the body. Because of this role, the amusements parks will be flocked by many people. Thus, it becomes an important concern of the amusement park administration or management to maintain the park optimally. That is, they should provide all the essential facilities and features, with quality and safety inbuilt in it. So, this paper will analyze Chessington World of AdventureChessington World of Adventure is a theme park located on the Surrey town of Chessington in United Kingdom. It is considered to be enjoyable place catering to the needs of people of all ages. Inside, Chessington World of Adventures and Zoo, there are x different park areas, each with their own unique theme and rides as Beanoland, Chessington Zoo, forbidden kingdom, Land of the Dragons, marketplace Square, Mexicana, Mystic East, Pirate cove, Toytown and Transylvania. In recent years it has become increasing popular for an institution to make water a missionstatement and/or its vision that sets out the purpose and general direction for the organisation (Mullins). The main mission of Chessington park is create an unforgettable place of adventure for our guests and provide our customers a immense day out With this mission as its main plank, Chessington World has put into actions its different departments to run the keep company successfully. The different departments, which are aiding Chessington to actualize its mission, are marketing department, followed by Human Resources, Finance, Quality, Customer Service and so onAmong the many departments, which

Individual vs group incentive plans Research Paper

Individual vs pigeonholing incentive plans - look into Paper ExampleThe incentives can cause different levels of motivation to the employees hence, creating a common objective in the long-run. From a human resource perspective, setting of soul goals pass on prevent the hiring of extra employees to perform the corresponding task. The human resource department can also monitor the workers individually by introducing incentives and performance contracts. The individual plans will also reduce the cost get under ones skinred in dealing with human resources.Secondly, the employees have personal responsibilities everywhere their outcomes. From an organizational view, the firm incurs benefits since it can specifically highlight the workers that do not meet the set standards. As a result, the workers will acquire the potential that is required to meet departmental goals and objectives. A human resource perspective shows that the presence of individual control will reduce the need for supervision in the firm. The workers will be solely responsible for their actions and will be aware of the repercussions.On the contrary, the individual incentives also incur disadvantages. For example, the plans do not lead to a healthy competition among the employees (Gneezy, Meier and Rey-Biel 195). The incentives may tend to favor some(a) of the workers rather than others. Employees in the higher ranks may be issued with valuable motivation packages hence discouraging those in the lower ranks. Moreover, the human resource department may also incur more costs to digest all the workers through the incentive plans.Group incentives include the rewarding programs for collective performances. They are preferred payable to various advantages to the human resource section and the organization at large (London and Oldham 37). Firstly, from an organizational perspective, the plans ensure that group objectives are met without any setbacks such as unskilled workers. The plans

Anthropology of Power And Resistance Essay Example | Topics and Well Written Essays - 2500 words

Anthropology of Power And resistance - Essay ExampleFor the understanding of anthropology of indicant, first we have to understand what power is, how it is constituted, and how it works within an allegedly postmodern world in which older rules of authority seem to have decreasing relevance. The impacts of policy interventions and opportunities at state, supra-state and extra-state levels for example, on the ways in which people evade or ignore the reach of the state in constructing economic power beyond state control the opportunities for and constraints on ethnic, gender and other group or categorical empowerment offered by institutions such as United Nations agencies and forums, multinational Non-Governmental Organizations, the European Union, the International tourist court of Justice, the Internet and the global media, among many others the possibilities for empowerment by manipulating the interstices between local, regional and central levels of state bureaucratic organizatio n and issues of management.Foucaults conceptualization of power is individuals atomic number 18 always in the position of simultaneously undergoing and exercising this power. They are not only its inert or consenting target they are always also the elements of its reefer the vehicles of power, not its points of application. (Foucault, M. (1980) Power/Knowledge, (ed.) C. Gordon. New York Harvester/ Wheatsheaf).There is also a hint here of that present-day(a) usage of empowerment which implies the drive by individuals, singly or in combination, to get what they wish. But such an surface helps us to understand how socially equal individuals (academic colleagues, for example) can exercise power over others and for themselves and get what they want when they want it merely by ignoring the normal rules of polite social interaction. There are specific plenty in which the anthropologist is obliged by the dynamics of the public policy process to adopt a to a greater extent floor posit ion, of the kind associated with a unilocal, univocal and unifocal form of ethnography, where the goal of political anthropology is to achieve a transfer of power from the system to the community. For this reason, it is necessary for the discipline to develop something akin to a code of practice, whereby the necessity or desirability of movements between the radical and the moderate position can also be negotiated, within particular political settings, in graze to avoid a breakdown in the dialogue which constitutes the discipline itself. A political setting is defined here as something which is necessarily larger than a single community, which may be equivalent to a single legal power (or nation-state), but which will normally also have some sectoral component-e.g. health, conservation, mining, etcOn the other hand before long disempowered people subvert dominating structures and relationships and come some way towards achieving their goals precisely by not express their resistan ce to hegemonic power openly, but by exercising some other capacity or resource. Patterns of command can accommodate resistance so long as it is not publicly and unambiguously admit voice under domination includes rumor, gossip, disguises, linguistic

Bussiness operation system Essay Example | Topics and Well Written Essays - 1250 words

Bussiness consummation transcription - Essay ExampleWith the passage of time, company made a huge progress and alter its problem functions and processes. At the present, company has a large loyal customer base. Currently, Clean Brite phoner is a leading supplier of cleaning products to UK industries with an annual turnover of ?30 million. In addition, Clean Brite Company is basic anyy a supplier of cleaning products to a lot of different companies and commercial areas. Though, Clean Brite Company is non a product manufacturing craft, however it only purchases them from companies those manufacture them. Additionally, CBC provides different grade cleaning products to a number of different sectors. Moreover, Clean Brite Company chore is dealing with a large number of corporations including hotels, impact industries, hospitals and public organizations, catering organizations such as leisure centers and schools. With the evolution in business, CBS got a lot of bare-assed opport unities and issues. In this scenario, one of the major opportunities business has got is in form of increase in customer reorganization and business market standing improvement. On the other hand, Clean Brite Company is facing problem in handling the information and data collected from different corporations. In this scenario, the existing system which was developed for these areas is non effectively dealing with these processes in a better way. Therefore this project is initiated to effectively manage the trading operations and processes of business for improving organizational performance. Rich Picture Given below is the Rich Picture for the system working. Here we can see that new digital business and order steering is able to live on a number of business stakeholders Rich Picture Explanation Management The new engine room found system at Clean Brite Company will offer an excellent support to management. The new technology based system will facilitate in business decision making and process management. In addition, this system will improve the standard of corporate business and operations management. Packaging The new technology based system will also offer an excellent support for the business packaging department. In case of a new order, the order will be dispatched to packaging department and packed for delivery. These all processes will be done automatically. Warehouse The technology based system at Clean Brite Company will also facilitate the warehouse department. In case of new order the business gross sales center will dispatch the order to warehouse department where it is checked to confirm the availability of order. In case of availability the order is dispatched to packaging department or otherwise sent the request to business supplier for delivery of order. Customer The customer will distinguish use of the new online business management and sales system to access the business products. Customers will be able to order and pay finished o nline business platform. Sales Business sales department for the Clean Brite Company will have a complete technology based automated system that will automatically process the sales and business transaction for effective business management. The overall process of business transaction management will make use of automatic payments and funds transfer system that will be convenient to customer and business. selling The new online business online platform for Clean Brite Company will also serve as the business marketing platform. Shipping The new

N Assignment Example | Topics and Well Written Essays - 250 words

N - Assignment ExampleFor congresswoman the employees offer labor in range to have a good pay, good work conditions, and security. by dint of their labour, the organization operates to meet its financial and operational objectives (Post, 2002). Shareholders or business owners contribute their investments to the organization even as creditors offer financial or non-financial support in case the organization experiences a shortfall in resoures. This way, investors and creditors ensure that the organization has the resources neessary for its successful operation. Managers and directors contribute to the organization by overseeing its activities and performance and in formulating policies and strategies asnoted by Edward and reed (2005). Suppliers provide the organization with the resources such as raw materials that it needs to produce its products. Without certain supplies, in kindle of the organization rich endowment, no production can be effected. Yet again, without customers, t he organizations activities would be in vain. Customers pay for the goods and services that the company produces thereby contributing to the profitability of the organization. The government and trade unions someways regulate the activities of the organization. While they may contribute to the organizations operational and financial success, the two may also negatively impact on its profitability as a result of suh factors as taxes and high pay demands (Post, 2002).In conclusion, achievement of the organization is assessed in small parts, by reports of financial success and conformity, and part by meeting the prospects of its stakeholders. Therefore, the stakeholders give the organization the challenge of working extra hard in order to meet their expectations as well as those of the organization An organizations success is important to its stakeholders then the

Screening a genome wide deletion library for mutants sensitive to Essay

Screening a genome wide deletion library for mutants sensitive to gemcitabine - Essay ExampleThe different type of repair is nucleotide excision. In the repair, the elements are linked to DNA glycosylases (Wei & Chen, 2006). Some of these genes are listed hence UNG OGG1 MPG NEIL MGMT (Wei & Chen, 2006). The above image shows superiorlighted DNA genes Checkpoint Genes Damage can occur on the DNA during cell segment causing it to cease dividing. This is what is referred to as checkpoint damage. Causes of the damage might be due to radiations such as from revolutionary violet rays. Checkpoint genes help in repair of DNA at the points of breaks through a response in the body. In the case of humans, these genes are defined as the G2 checkpoint genes. They include RAD17 as well as RAD1. The otherwise genes include HUS1 (Stern, 2002). Rad13 Rad13 is a human gene. Its product is involved in DNA repair and it gives rise to a nuclease which is christened Rad13 nuclease. The gene is abou t 80mm. the systematic identification of the gene is SPBC3E7.08c. Its characterization is also known. The following is an image of the gene (Caspari, 1985). The modern society has been taken through environmental changes that necessitate the adoption of transmittable science. The results in this experiment shows the findings from a genetic mutation test carried out in the laboratory. What needs to be understood is the military operation that facilitates this type of reaction. Some factors need to go on constant during the laboratory experiment so that there is high accuracy and efficiency in the findings. It should be noted that the required temperature for tests and subsequent analysis and interpretation should remain around 250c 30oc for the specified time period. The two strains under question must also be polished on a solid medium which will provide the best medium for a in demand(predicate) outcome. In this test, the point of focus is the strain that grows on the EMM add ition NAT and EMM plus Hygromycin, but not on the EMM plus CYH.This project touches partially on pharmacogenetics which majorly undertakes the studies on the role of inheritance in the variation in phenotypic response to drug. Such phenotypes ranges from serious inadequacy of therapeutic efficacy at one destination to life-threatening unfavourable reactions of drugs the other end (PFEIFER, 2006). This test would be very applicable in genome-wide techniques in the clinical pharmacogenomic and its model systems which vary from yeast gene deletion libraries to cell-line based model. The validation of the candidate genes plus the application of genome-wide technology is essential for following up the identification of the candidate genes. In the strategy for genetic model specification during the screening of the geno-wide, an easy-to-use Bonferroni-corrected method which is multipurpose in the sense that it fits both recessive and increasing model is found to be reliable if used. In the context of this experiment, it is better to have in-depth understanding of what the compartmentalization of mutation is all about (SPENCER, 1997). On the basis of effects on structure, deletion is one of the most explored in this project. In so doing these mutations change the gene reading frame just like in the case of insertion. It is however imperative that people understand the unfitting opposite aspect of the two. Deletion is middling random while insertion constitutes a given sequence that doesnt necessarily take a random order. The results obtained from the experiments and tabulated were formatted in four distinctive columns for easy analysis. In this table there are divinatory short explanations and

Airport Article Example | Topics and Well Written Essays - 250 words

Airport - Article ExampleAirports receive their financial support from the worldwide airport revenue bonds and state grants. However, they similarly rely on businesses and passengers using the airport. Additionally, the shippers also contribute vastly towards their success in meeting the operating expenses. The funds contribute to its airport successive running. discipline has also played a significant role towards reducing aircraft pollutions. For instance, it has take to the production of new designs of airframes that reduce the reverberate created when a plane or jet displaces air when moving at high speed. Engine manufacturers cave in also managed to come with engines with reduced velocity of engine exhaust. Additionally, advancement in technology has also led to the replacement of the oldest and noisiest with new quieter technology.Since airports look like dispirited cities, their organization is just like that of a small city. It has departments for purchasing, finance, personnel, and public relations. Additionally, they have fire department that handles fire tragedies. Airport departments enhance the success of activities in airside and groundside capacities. Development of the airport relies on the funds collected. These departments enable air transport to be

Ratios assignment Example | Topics and Well Written Essays - 750 words

Ratios - Assignment ExampleAverage collection period give the bounce also be referred to as the number of days the sales are tied up in the accounts receivable. Thus, the average sales per day for the four years have been increasing. A snapshot on the yearbook collection period, the year 20X1s average is half the year 20X2s average this is a proportion of 12 associated with the increase in net sales by the same ratio.Inventory upset measures the rate by which the inventory is used annually. From the computation, the rate at which inventory is used annually is 4, which is mate in the four years. This implies that inventory is used equally across the years.Current ratio measures solvency. This is the ratio among underway assets and menses liabilities. In the year 20X1, they current ratio is 3.333 which implies that for every one dollar of the current liabilities, the company has $3.333 in the current assets. For the year 20X2, the company has $1.90 in the current assets, in 20X3 the company has $1.542 and in 20X4 it has $1.339 in the current assets for every $1 of the current liabilities. This trend has been reducing from the 20X1 to 20X4.Quick ratio measures liquidness which is the number of dollars in cash and account receivable for every bingle dollar in the current liabilities. For the year 20X1, the company has a quick ratio of 1.333 which means that for every superstar dollar o current liabilities, the firm has $1.333 in the cash and accounts receivable to pay the liabilities. The trend of quick ratio is diminution from year 20X1 to 20X4, 1.333, 0.7, 0.541 to 0.459.Debt to equity measures the financial risk of the company which is the number of times dollars are owed for every single dollar in the net worth. From the computations, the year 20X1 has a quick to equity of 1.250 which means that for every single dollar of the net worth invested by the stockholders, the company owes $1.250 of the debt to the creditors. Hence, the trend of debt to equi ty for this

Change management Essay Example | Topics and Well Written Essays - 2500 words

Change charge - Essay ExampleThese managers did non, surprisingly, point out on technology as being the cause of their failure. Often, a lot of challenges ar faced in the event of reaching out for multifariousness. Some of these challenges include Managers who would not offer the resources bringed for a certain project to succeed. These projects could turn out to be the effective tools preeminent to neuter required in the arrangings. In addition, these managers fail to allow their representatives enough time to participate in the change process. In some instances, these managers could filter out key messages or spread negative messages regarding the change. The otherwise challenge is employees often-becoming distracted and loose interest in their line of duty. Thus, impacting profoundly on the production direct of the memorial tablet and the number of customers involved in the organization. In some organizations, valued employees often leave the organization for various rea sons. This is a formidable challenge because some of these valued employees can bring visible change in the organization (Cooke 2009). ... Despite the desirable outcomes being the same, the means of getting there are in all different. For example, international organizations need not change using the culture of their job market. The focus on this change remains firmly on nuts and bolts of this organizations change (Desmond 1992). Life has peaked to the uttermost that change is constant and inevitable. In addition, managing and producing change is the task of leaders. Thus, a full use of human expertise is more springful than any other activity. This enables knowledge to be passed throughout the organization. Those in lower levels are trained more specifically than those in higher levels. Further, they are likely to be close to consumers and to the difficulty in need of being solved (Geen 2007). Therefore, there is a dire need to reduce power gap between the top managers and wor kers. With globalization expanding at a higher rate, there is this dire need for valuing and extreme use of differences. In an organization, there is the OD. This is a form of organizational change that significantly focuses on all levels of the organization. These levels include organization individual, group, inter group, total system and inter organizational without limiting the practice. The table of contents on the OD should include detail like the details and purpose of the organization, strategy, leadership management and approximately culture change (Hayes 2002). The underlying theory for OD practice is the open system theory. Any organization is rated on the basis of its input from its external environment and output. Most OD practitioners say that it is paramount to air for the importance of the said individual and the goals of this organization in question. This is to search of the better options for the individual

Rectorseal in India Research Paper Example | Topics and Well Written Essays - 3250 words

Rectorseal in India - seek Paper ExampleThe paper tells that companies contingency into the international foodstuff with various aims and objectives. Expanding the market for the participations products and gaining international recognition are obvious reasons why businesses engage in international businesses. Businesses however venture into the international market with specific objectives and intention. From this relation Rectorseal has its specific motives of venturing into the international market. Firstly, Rectorseal has succeeded in the marketing of competent products in the US market. This implies that the troupe looked forward towards a succeeder in the international market. Anticipation of success and change magnitude revenue for the international market was the first reason that led Rectorseal to venture into the international market. Rectorseal Company produces a chassis of chemical products such as sealants and adhesives. The familiarity is also involved in the pr oduction of variety of equipments for domestic and industrial usage. This implies that the company requires a wider variety of raw materials and expertise. The step towards international market is a positive step for the company since it will enable the company to establish additional suppliers. This will realize that the company does not suffer from the high power of suppliers that currently characterize the industry. Rectoseal Company has been existence for the work 75 years. The company has achieved a lot of success in the production and marketing of its high calibre products. The company produces a wide range of products for both industrial and domestic uses. The company has also enjoyed a lot of support from local trades men who form a greater share of its consumers. The company deals with the production of firefighting equipment and chemicals, air conditioning and refrigeration equipment, cleaning agents, plumbing products, soldering products and sealants (Bloomberg web). T he company considers sealants as its main product and throughout the 75 year of operation, the company has produced the product successfully. This does not imply that the company has not achieved success in the production and marketing of the other stated products. The success of the company wad be attributed to its dedicated and skilled team of employees. Throughout the 75 years of operation, Rectorseal has attracted and retained high gage employees from all field and professionals. This can be attributed to a good working environment in the company and an attractive payment package for the staff. The company has maintained between 100 and 249 employees who pose helped the company to kitchen range its current position (Bloomberg web). Due to its expansion needs, the company considers hiring its staff from a varied background. Since its formation, the company has forever given equal employment opportunity to all people regardless of their nationality or race. Existence of pass ing dedicated team of employees and quality products has enabled the company to have a high degree of control on both the domestic and international market. Currently the companys annual revenue stands at 50 million US dollars (Bloomberg web). This is high a revenue compared to the duration that the company has been in operation and diversification of its products. This high revenue can be attributed to high sale that the company expects in every fiscal year. Although the company has always tried to maintain a balanced sale from all its products, Sealant products have proved to have a good sale for the company. Sealant products account for nearly 50% of the companys annual sale (Bloomberg web). This sale pattern is reflected in both international and domestic market where the company markets its products. Due to its success in the regional and domestic Rectorseal Company hopes to achieve similar success in the international market. The three strategies are the most appropriate for Rectorseal Company in its international expansion. This does not nullify the existence of other useful strategies that the company can

General motors company Research Paper Example | Topics and Well Written Essays - 2000 words

General motors caller-up - Research Paper ExampleThe lodge is a South Korea conglomerate order with its headquarters in Seoul. Chung Ju-Yung founded the group in 1998 after the purchase of the import largest car company Kia Motors, Hyundei purchased 51% of the company thus in the lead to the growth in the companys operations and its market share. The acquisition of stake in Kia Motors cut the companys reestablishment, thus leading to its growth. Hyundei Company deals in production of cars, minivans, trucks, buses and other commercial vehicles. In 2000, the company establishes a fuel tax force in Yongin, which acted as the companys research and development center. In the same year, the Hyundei saw its victor after disclosing its first prototype fuel cell vehicle (FCV), which was regarded as the Sante Fe Sports avail Vehicle just a few months signing an agreement with International Fuel Cells with an effort of furnish fuel cell power plant. The sales made by the company have over the age increased momentously, for example, it made sales of over 3.6 million for its vehicles worldwide. The company is known for its operation of the world largest co-ordinated automobile manufacturing facility, which is based in Ulsan, giving it an ability of annually producing up to 1.6 million units. Hyundai Company has been significant in the provision of employment opportunities it has employed 75,000 persons worldwide. The company sells its vehicles to 193 countries this is achieved by use of 6,000 dealerships and showrooms (Chung 22). The major achievement of the company was witnessed in 1986, when he sell its products in the internationally it began to sell cars to the United states, where its product Excel got nominating address of organism the best product this was because of its cheap prices hence affordability. This was a stepping-stone to the company and from then it began producing model using the available technology. The aggregate production of in 1990 was estimated to be over four million the company has seen its success in development of gasoline engine and its own transmission. These developments have given the company an opportunity to suit technologically independent. In 1998, the company in an effort of establishing the company as an excellent brand, management and lead was transferred to Chung Mong Koo the son of Chung Ju-Yung. This marked the beginning of heavy investment, invention of various designs, manufacturing and effectiveness in research of the companys vehicles. Hyundai motors have maintained its position in the region and the world its products are known for the obscure performance it has portrayed it has become the top most valuable brands worldwide (Chung). Situation Analysis The company has been ranked as the fastest growing car manufacturer in South Korea. Currently, the company is mingled in marketing of 20 variants of passenger cars in six segments. The continued performance of the company of being the fas test and leading passenger car manufacturer has lead to the company registering high sales of up to 299, 513 vehicles in 2006, and these amounts to 18.5% increase from over the previous year. The companys growth rate in the domesticated market is an increase of 19.1% in 2006 compared to 17.4% in 2005. The companys subsidiaries like Hyundai Motor India Limited yield a fully integrated state-of-the-art manufacturing plant has assists in boosting of quality

Balance Scorecard and Strategy Map of TESCO Coursework

Balance Scorecard and Strategy Map of TESCO - Coursework ExampleThe areas where the carrying into action has been done and how the lodge has achieved the vision and the objectives have been analysed in this essay. The report has been concluded with a set of recommendations for the Tesco lineup of Directors and withal an evaluation of the Balance bill of fare and the strategy map as a management tool. asylum The counterbalanced scorecard strategy is one of the most accepted management and strategic planning tool. The balance scorecard is delivered in a structured format with contrastive design methods as well as tools that would help the company in the decision making and strategy training. Robert S. Kaplan and David P. Norton has laid the foundation of this balanced scorecard method which takes into consideration non only the financial aspects but also the non financial strategies that are inborn for the conquest of an organisation. Tesco plc is one of the leading grocer y retailer based in Britain. In terms of cyberspace the company is second largest in the world. As many as 6351 stores cater to the customers. Tesco has a global presence and has diversified into the financial work, telecommunication services as well as media and entertainment industry. The diversification was not only confined to product but was also done geographically. In order to achieve the success that the brand has got, various strategies had to be taken in the entire life of the brand. This report is an analysis of the different strategies that Tesco had taken in order to maintain it consistent growth and to maintain a competitive advantage among the other brands in the industry. Vision and Strategy The customers occupy a pivotal position in the formulation of the vision and the strategy of the company. The company aims at providing the high quality products and services for the customers. The vision of the company is to meet the value for the customers so that the cust omers become loyal to the brand name of Tesco for their life time. Some of the goals of the company which are ingrained in the minds of the employees include the ideal of doing the best and trying in the hardest way to deliver the services to the customers. Another important aspect of the ideal of Tesco is that the company treats the customer in a way in which the company itself would like to be treated (Tesco Plc, 2011, pp. 4-5). The company from time to time renews and reconstructs the vision. The vision of Tesco is to be the most superior valued company in the global scenario. This high value would not only be confined to the customers but also would be applicable for the employees as well as the communities which Tesco serves. The contentment of the shareholders is also another important point that the company takes care of. For achieving the goals and the vision Tesco implements various strategies that help the companies fulfil the ideals. The company applies the strategy of wi nning the share of from each one local trade. This strategy is implemented throughout the globe to enamour a global dominance of the brand. In other words instead of an integrated unique strategy, each of the target markets are captured through taking various strategies in the different markets. The company believes that the retail businesses start out across the globe and a each of the markets have a different characteristic. Thus the local market of Europe would be different from the local market

Clean Edge Essay Example for Free

exonerated Edge EssayNon-disposable shaves enter average ontogeny of about 5% in sell sales during the period 2007 to 2010 whereas refill cartridge and disposable razors recorded growth of approximately 2% and 3% respectively for the same period. Innovations and new harvest-tide introductions be the apex positionors for the growth. Non-disposable razors and refill cartridge market place place is broadly classified into 3 elements concernly measure out, mode direct and super aid based on price and quality. dominants consumer research identified distinct segmentation in terms of product benefits and consumer behavior. % of non- disposable razor users are segmented as Involved Razor users, social/emotional s clearrs 28% as Involved Razor users, aesthetic shavers and 33% as Uninvolved Razor users, maintenance shavers. Studies from 2009 showed that the retail sales of non- disposable razors and refill cartridge came from 25% volume of super- grant, 43% of moderate an d 32% of value segments. In the last decade, the industry has experienced signifi fecal mattert growth in the super premium segment. ware innovation and new technology is leading this sector for a amount of new entrants.In 2008-09 the rate of new product innovation leads to 22 new SKUs to be introduced. SWOT Analysis Strengths rife health and Beauty Companys biggest strength is that it is a well- established brand with deep pockets and a very good familiarity with consumers. The product- Clean Edge Razor, that they nave released, is in addition technologically in the current market. Weaknesses best The company does not have a slice in the 37. 2% of the pie that corresponds to the super premium segment which has immense possible. Also on that point is a risk of entryway the product in the wrong segment or positioning it wrongly.A wrong move could result in cannibalization of Paramount Pro, another product in their portfolio. Opport unities There is very good growth in the su per premium segment especially in mens grooming. The market is as well as highly profitable so vendors are ready to stock the products. Also, the maintenance users are a market not ventured by any company till date. Hence the opportunities are immense. Threats A good number of competitors are trying to become the leader in this segment which is expected to grow in the future. The competitors could also catch up with the latest echnology and release a technologically more advanced product.Availability of alternatives want disposable and electric razors make a high threat of substitutes. Because of large number of products available and never-ending innovation in the sector it is very easy for the consumers to switch the companies. Hence, consumers have a high negotiate power. Entry barriers are low in the industry since no major RD be are involved and in that location are no major regulations. The bargaining power of the suppliers is low. Hence, overall the premium segment of nondisposable razors is an attractive industry to enter into.Positioning Strategy The prototypal system that we hint is Niche Positioning, targeting the premium segment As of now, the products released by Paramount in the non-disposable razer segment, Paramount Pro and Paramount Avail are positioned in the moderate segment and as a value -offering respectively. After three years of development, Paramount Health and Beauty Company has come up with a new technologically advanced vibrating razor called Clean Edge.Keeping in mind the superior technology used and the fact that Paramount has not engrossed a product targeting the premium egment, Paramount could adopt Niche Positioning tour establish Clean Edge. However, there are certain disadvantages and advantages Advantages Positioning Paramounts Clean Edge as a ceding back go out accentuate the companys product portfolio significantly. From the exhibits it is visible that it will result in high and ordered profit margins for th e company and the risk involved will be less.Apart from that, the financial requirement of launching the product in the premium segment is only 15 one million million million dollars as against 42 million dollars for the mainstream targeting. Disadvantages As the trends suggests, understanding the fact that the premium segment has not been targeted significantly, almost all of Paramounts competitors have launched products for this segment. Also, for the away 5 years, the companys current products Pro and Avail have not introduced any new innovations as a result of which its customers are moving on to other competitors.The product pro is in the mature position and might need phasing out eventually. The second strategy that can be followed is Mainstream Positioning. The advantages and disadvantages of the same are as follows Consumers are becoming more and more sophisticated day by day and expect more advanced technology. Paramounts bread and butter product, Pro was in the mature p hase of the product lifecycle so there is a possibility of decline. Positioning Clean Edge as mainstream product will help foreclose loyal Paramount customers from being wooed away to more innovative brands.Main stream razor unit volumes are expected to capture over three times the volumes of the niche market in the initial year. Clean Edge has the potential for true market domination and would quickly gain ass appeal. Disadvantages Paramount already had product in mainstream positioning -Paramount Pro so launching it as mainstream positioning will dilute the brand power and will lead to cannibalization. More trade support will be call for to reach the target masses. The company would require an extensive advertising campaign, considerable consumer promotions would be needed and thus the expenses associated with them will be huge.To reach full sales potential with this positioning, $42 million marketing budget would be needed for year one. Total sales of Paramount for Avail and Pro for first year (2009) and second year (2010) are calculated using the market size (retail sales) and corresponding market share, some(prenominal) real (2009)and estimated (2010), of Paramount. The cost of Cannibalization is calculated using total sales and percentage of cannibalization given. Analyzing the result, it is evident that launching the product is a profitable venture however, the cost of cannibalization may change equations.The cost of cannibalization is lower for the niche market as compared to mainstream market. Although, cannibalization djustments give us losses for the first year in the case of both mainstream and niche, the profit obtained in the second year for mainstream is larger than niche market. Branding Strategy The branding should be done in such a way that it emphasizes Clean Edge Razor as a unique and breakthrough product with the usage of latest technology. However, given the tight advertising budget, it should use the well-established name of Paramo unt rather than build a brand based on the Clean Edge.This should help potential buyers connect with the product quickly and test it. This should ensure maximum sales. Recommendations Conclusion The recommendation is to introduce the Clean Edge into the marketplace as a niche product since data shows that consumers in the premium segment are willing to switch between the companies. Using advertising and promotion of the new product we can gain market share from competitors. Exhibit 8directly suppo rts this recommendation and snows that even though unit sales are less than main stream sales, the operating profit and the operating profits as % of sales is higher.In both year one and year two, this niche arket is profitable and growing. It is here that Paramount should focus its efforts on product introduction and positioning for the Clean Edge Razor. Once it has launched itself in the niche segment, Randall should then launch it, maybe after 2 to 3 years, in the mainstream category. As the data shows, both niche and mainstream strategy will help Paramount to raise its market share in super- premium non disposable razor segment. But the niche strategy will enables Clean Edge Razor to contribute profit and at the same time, limit the effect of cannibalizing Paramounts existing products.

Cultural Assimilation Essay Example for Free

Cultural Assimilation EssayWith globalization and peoples living quality advancing dramatically, every year, Ameri crowd out universities wel fall out tens of thousands of foreign scholarly persons from all all over the world. The terra firma of freedom and justice has opened its doors to those who seek new options and better opportunities and sometimes it asks for certain changes and adjustments fir those who come to issue aboard. When these international students pursues higher education in US, fulfilling their life experience and reckoning something new from American gardening, they too bring with them elements of international experience to an American university. Taking up a considerable instalment of student population in the university, international students face difficulties to assimilate with local students, voiceicularly in m maventary value of linguistic and cultural differences.International student struggles to become oneness with the world around him. S ome ordinary cultural studies experts believed it is best for students from all over the world who come to the United States and lose their cultural indistinguishability and melt into or assimilate into the American culture. Assimilation occurs in many polar ways in our universities, and it is unfortunately, a part of life that we all international students meet to learn to accept, no matter the consequences. concord to various critics, the process of engrossment occurs in two distinct forms Language and Culture. My paper go away submit the distinction between these two types of assimilation, arguing that speech communication assimilation is necessary, but cultural assimilation can be problematic or damaging.I, being an international student feel that most alpha grimace of assimilation that an international student faces is style. In American society, learning to let out English properly is a crucial factor and is a form of assimilation. However, people who establish de cided to come to America to study eat found it rather difficult to assimilate into American society for several reasons. International students are forced into an English speaking classroom and expected to assimilate to the local terminology with very pocket-sized help of the educators. The educators are non be blame, the demand for teachers is extremely high and the teachers we rich person fill the gaps, whether they piece of ground a verbiage with their students or not. Linguistic assimilation is important for international students but they should keep in take care that they should not completely melt in otherwise dustup, which results in eradication of their cultural language.This situation is abruptly portrayed by Salman Rushdie in his essay Commonwealth Literature doesnt exist that discusses the conflicts in India over the English language. Salman Rushdie in his essay Commonwealth Literature doesnt exist discusses the conflicts in India over the English language . Some in India see English as the language of British imperialism and believe that it shouldnt be riding habitd. Others disagree beca put on the language that is proposed to replace English in everyday use is Hindi, which has strong connections to religion, which are not universally accepted. Rushdie states that this ideological divide is mostly between the north and south of India. He sums up his position by saying, it is completely fallacious to suppose that that there is such a thing as a pure, unalloyed tradition from which to draw (pp. 2541). Rushdie believes that language is an essential part of expressing culture.He explains that, though Indian and British literature are written in English but they are distinct from one another and that just because they share a vernacular language doesnt diminish the value of the Indian culture. Rushdie acknowledges the growing importance of global trade and that English is well suited to serve as its intercourse medium. There is essenti al technical and scientific vocabulary that is used regularly in international exchanges that have no analog in local languages, such as Hindi. He believes that India needs to continue to hook up with English, in order to remain competitive in the global community. Rushdies idea of embracing language that is commonalty in the society perfectly exemplifies that international students should embrace a common language which is common in the university in order to stay in competition with home students and communicate their ideas. I have personally experience this situation in my university. So, in order to express thoughts, we (international students) will have to learn a common medium of communication. nevertheless learning a distinct mode of communication should not result into extinction of their cultural language. Rushdie tries to portray that international students should not completely evaporate into the new language and for work about their confess mother expectoration. We should assimilate into new language but should always honor their cultural language more then other Languages, as according to him language is an essential part of expressing culture. Linguistic assimilation as Rushdie shows often comes from coercion and force from outside, but can be necessary for simple survival. This argument is perfectly exemplified by Ngugi Wa Thiongo in his essay Decolonizing the mind (1986) who tells us of when he was a grade school student in Kenya. The British declared marshal law over the country in the middle of the last century and in an attempt to stoppage the rebellion and insurgency, they decreed that English was to the sole language spoken. Suddenly Ngugi had to learn English and couldnt speak the language of his people at school. These experiences shaped Ngugi opinions about the role that language fills.He is of the opinion that language serves two distinct purposes. One is for communication (Pg. 3). He gives the example of how the distinguishabl e cultures in eastern Africa use Swahili to communication with among each other but use their own language when communicating among their own kind. The other role it fills is that of a medium to express ones culture. Different culture tailors different language to convey and walkway down its traditions (Pg. 4). Ngugi argument about Language serves two distinct purposes is true for International students as they use English language as a common medium of communication whereas use their mother tongue as a medium of expressing their culture. What a common language does for one person, it does for all society, this is perfectly illuminated in an article from international journal on Minority and group rights. According to article, impressive participation in politics as well as the foodstuff economy requires the development of common vernacular expressions, the free flow of information, and established codes of communication.All of these exchanges are enhanced when individuals speak the kindred language. The critic of the article, Chih-Yu Shih says that if fixed proportion of population does not speak the common language, the electron orbit of the state and the commercialize will, in turn, shrink. This is both because communication from one language to another can translate into different plasteredings and because different language structures themselves reflect diverse perspectives proportion of the population cannot speak the national language, the reach of the state and the market will, in turn, shrink. This is both because communication from one language to another can translate into different meanings and because different language structures themselves reflect diverse perspectives of modernity. To learn a different language is to learn a different lifestyle., international students will have to learn different languages in order to be in reach of state.International Students studying and competing with the local will need to communicate with them, whi ch is only possible if they have a common mode of language. So, in order to remain in touch with the local students and professor, students will have to learn language, which is common. After going through the essays of Rushdies, Ngugie and Chih-Yu Shih, we could say that language assimilation makes sense but authors bid Ada Maria Isasi-Diaz and Richard Rodriguez says that cultural assimilation is also important. They think that cultural assimilation is very important part of linguistic assimilation as Language express cultural. According to them, ones traditions such as cultural traditions also have an effect on the willingness and on the degree to which one assimilates.Few international students have found that certain tradition like social behaviors which may surprise, offend or offend others eating food which may seem heavy or bland compared have not been accepted in American culture and might horizontal be condemned. A student who has different traditions than Americans may be frowned upon and may be discriminated against because of the difference. I had experienced this situation as I was discriminated in my folklore class by my follow student. After experiencing this, a question came in my mind that why on a practical level its useful to assimilate but on an honorable level, its questionable? Sacrificing ones traditions is a problematic concept even if it means that soul could blend into mainstream culture. International students will have to stick to there own cultures and tradition while assimilate. But this is not the case every time Some students while assimilating forget about his own cultures and traditions and easily jolt into others cultures. Ada Maria Isasi-Diaz states a similar situation in her essay Hispanics in America.She reveals the social position of the Hispanics in American society. She says that instead of letting Hispanics follow their own culture and traditions, they are forced to follow the lifestyles of Americans. As only an American way of life existed, Hispanics had to follow the same path of that of the white folks, but also were rarely competing with the dominating white race. Though the Hispanics are the biggest minority group in American society today, their native language and other cultural aspects were scornfully unheeded according to Isasi-Diaz, which made assimilation a difficult task for Hispanics. Similarly argument is state by Richard Rodriguez who discusses about culture in America. Rodriguez says, I am in favor of assimilation. I am not in favor of assimilation. I recognize assimilation. By making these statements, Rodriguez is saying that he accepts what is happening in regards to culture in America. While he isnt completely for or against what is going on, and he isnt even trying to change it, he is accepting it and working with it. While saying this he doesnt mean that racial and ethnic distinctions do not matter anymore in America, he thinks that differences are fair a part of eve ryday life and they are just so common now that it really isnt such a big deal.In this essay, Rodriguez states, I do think distinctions exist. Throughout the expect of the essay, Rodriguez goes into great detail of how he understands distinctions exist and how it is changing America. So, this is evident from both the essay that international students will have to blend into America culture in order to compete with American folks in the universities. But blending should not mean that completely giving up their original culture. It means that assimilating into different culture with maintaining the same love for original culture. In conclusion, it is wise to note that both forms of assimilation is adopted by international assimilation in some or the other way.Few international students have over years adopted their host cultures language, while maintaining their own traditions, customs and values. This common form of communication can also present more opportunities for cross-cultura l understanding. International students get to learn many things if they can communicate in a common language. In terms of multilingual education bilingual education provides the opportunity for a student to use the language that they have vainglorious up with in school while learning another. This permits the student to retain and embrace their language and by extension the culture associated with it. As an old Czech proverb states, learn a new language and get a new soul.

John D. Rockefeller Essay Example for Free

John D. Rockefeller examineJohn D. Rockefeller was born July 8th, 1893, in New York. Even from an early st mount up in Johns life, he had a great understandment of how gold worked. gibe to a biography from PBS, He loaned a local farmer $50 at 7% interest payable in one year, at the age of 12. During the late 1800s John D. Rockefeller monopolized the oil industry. Rockefeller then became a multimillionaire. As Rockefeller started to leave the industry of oil, he then began to refine the city he loved, Manhattan. During the early to middle 1900s Rockefeller decided to give O.K. to his beloved city, by creating the Rockefeller center. Completed in 1933, the center was open for business, and ready to revamp the city of Manhattan. agree to TopOFTheRockernyc.com, Rockefeller Center and the observation deck were his gifts to Manhattan- a place for locals and visitors to marvel at the city he loved. During the 1950s many things were going on at the Rockefeller center, the starting of the soon to be hit talk order of battle The Today Show, broadcasted live from the 30 rock, one of quadruplet of the plazas in the Rockefeller center.Also during the construction of the first of four developed-office buildings, the Time life building in 1957, Marilyn Monroe Dedicated the sidewalk superintendents club to oversee the construction site. According to RockefellerCenter.com, The entertainment facet of Rockefeller Center was definitely making a name for itself. Through all the money and power John. D. Rockefeller had, he never lost his humble start. As Rockefeller once said If your only mark is to become rich, you will never achieve it.

Components of Reading Essay Example for Free

Components of denotation Essay

Code of Conduct Essay Example for Free

Code of hire EssayPublic index is a domain avow. It is the policy of the give tongue to to promote a high standard of ethics in unexclusive service. Public officials and employees sh every last(p fierceicate) at each(prenominal) times be accountable to the community and shall discharge their duties with concluding responsibility, integrity, competence, and loyalty, act with patriotism and justice, lead pocketable lives, and assert public interest oer personal interest. govern I NORMS OF BEHAVIOR Section 1. Norms of Conduct/ behaviour of NBI Officials and Employees. 1. NBI officials and employees shall always uphold public interest over and above personal interest. All administration resources and powers of their respective world powers must be employed and used efficiently, effectively, honourablely and economically, particularly to avoid wastage in public funds and revenues. 2. NBI officials and employees shall perform and discharge their duties with the highest d egree of excellence, professionalism, intelligence and skill. They shall tuck public service with utmost devotion and dedication to duty. They shall endeavor to discourage wrong perceptions of their roles as dispensers or peddlers of undue patronage. 3. NBI officials and employees shall remain true to the people at all times.They must act with justness and seriousness and shall not discriminate against anyone, especially the despicable and the underprivileged. They shall, at all times, respect the rights of others and shall refrain from doing acts contrary to fair play, sound morals, good customs, public policy, public order, public safety and public interest. They shall not dispense or cross undue favors on account of their office to their relatives, whether by consanguinity or affinity, except with respect to appointments of such relatives to positions considered strictly confidential or as members of their personal staff whose terms are coterminous with theirs.4. NBI offi cials and employees shall generate service to everyone without discrimination and regardless of companionship or religious affiliation or preference. 5. NBI officials and employees shall extend prompt, courteous, and capable service to the public. Unless otherwise provided by fairness or when required by the public interest, NBI officials and employees shall provide discipline of their policies and procedures in clear and understandable language, admit public consultations and come uponings whenever appropriate, encourage suggestions, simplify and systematize policies, rules and procedures, avoid red tape and develop an understandingand perceptivity of the socio-economic conditions prevailing in the country, especially in the depressed agricultural and urban areas. 6. NBI officials and employees shall, at all times, be loyal to the Republic and to the Filipino people, promote the use of topically produced goods, resources and technology and encourage appreciation and haugh tiness of country and people. They shall endeavor to maintain and defend Philippine sovereignty against foreign intrusion. 7. NBI officials and employees shall, at all times, uphold the Constitution and commit themselves to the democratic way oflife and set and maintain the principle of public trust and accountability. 8. NBI officials and employees and their families shall lead modest lives appropriate to their positions and income. They shall not indulge in extravagant or ostentatious demonstration of wealth in any form. In addition to Section 1, NBI Agents/Special Investigators are also obligated(predicate) to 1. Safeguard lives and property and entertain the innocent against deception, the weak against oppression or intimidation, and the peaceful against violence or disorder. 2.Respect the Constitutional rights of all persons to liberty, equality and justice. 3. Keep their private lives unsullied as an example to all. 4. insist courageous calm in the face of danger, scorn or ridicule. 5. Develop self-restraint. 6. Be constantly evocative of the welfare of others. 7. Be honest in thought and in deed, in both their personal and official lives. 8. Keep secret what they hear or see of a confidential nature or that is confided to them in their official capacities, unless revelation is needful in the performance of their duty. 9.Keep personal feelings, prejudices, animosities or friendships from influencing their decisions. 10. Enforce the law courteously and appropriately without business concern or favor, malice or ill will, without employing unnecessary force or violence, and without accepting gratuities. 11. Be emblematical by obeying the laws of the land. 12. Never use unnecessary force or violence. 13. blot their badge of office as a symbol of public faith and accept it as a public trust, to be held so long as they are true to the ethics of the law enforcement service. 3Public office is a public trust.It is the policy of the State to promote a h igh standard of ethics in public service. Public officials and employees shall at all times be accountable to the people and shall discharge their duties with utmost responsibility, integrity, competence, and loyalty, act with patriotism and justice, lead modest lives, and uphold public interest over personal interest. RULE I NORMS OF BEHAVIOR Section 1. Norms of Conduct/Behavior of NBI Officials and Employees. 1. NBI officials and employees shall always uphold public interest over and above personal interest.All government resources and powers of their respective offices must be employed and used efficiently, effectively, honestly and economically, particularly to avoid wastage in public funds and revenues. 2. NBI officials and employees shall perform and discharge their duties with the highest degree of excellence, professionalism, intelligence and skill. They shall enter public service with utmost devotion and dedication to duty. They shall endeavor to discourage wrong perception s of their roles as dispensers or peddlers of undue patronage. 3. NBI officials and employees shall remain true to the people at all times.They must act with justness and sincerity and shall not discriminate against anyone, especially the poor and the underprivileged. They shall, at all times, respect the rights of others and shall refrain from doing acts contrary to law, good morals, good customs, public policy, public order, public safety and public interest. They shall not dispense or extend undue favors on account of their office to their relatives, whether by consanguinity or affinity, except with respect to appointments of such relatives to positions considered strictly confidential or as members of their personal staff whose terms are coterminous with theirs.4. NBI officials and employees shall provide service to everyone without discrimination and regardless of party or religious affiliation or preference. 5. NBI officials and employees shall extend prompt, courteous, and ad equate service to the public. Unless otherwise provided by law or when required by the public interest, NBI officials and employees shall provide information of their policies and procedures in clear and understandable language, conduct public consultations and hearings whenever appropriate, encourage suggestions, simplify and systematize policies, rules and procedures, avoid red tape and develop an understandingand appreciation of the socio-economic conditions prevailing in the country, especially in the depressed rural and urban areas. 6. NBI officials and employees shall, at all times, be loyal to the Republic and to the Filipino people, promote the use of locally produced goods, resources and technology and encourage appreciation and pride of country and people. They shall endeavor to maintain and defend Philippine sovereignty against foreign intrusion. 7. NBI officials and employees shall, at all times, uphold the Constitution and commit themselves to the democratic way oflife and values and maintain the principle of public trust and accountability. 8. NBI officials and employees and their families shall lead modest lives appropriate to their positions and income. They shall not indulge in extravagant or ostentatious display of wealth in any form. Section 2. Norms of Conduct/Behavior of NBI Operatives. In addition to Section 1, NBI Agents/Special Investigators are also duty-bound to 1. Safeguard lives and property and protect the innocent against deception, the weak against oppression or intimidation, and the peaceful against violence or disorder.2. Respect the Constitutional rights of all persons to liberty, equality and justice. 3. Keep their private lives unsullied as an example to all. 4. Maintain courageous calm in the face of danger, scorn or ridicule. 5. Develop self-restraint. 6. Be constantly mindful of the welfare of others. 7. Be honest in thought and in deed, in both their personal and official lives. 8. Keep secret what they hear or see of a confidential nature or that is confided to them in their official capacities, unless revelation is necessary in the performance of their duty.9. Keep personal feelings, prejudices, animosities or friendships from influencing their decisions. 10. Enforce the law courteously and appropriately without fear or favor, malice or ill will, without employing unnecessary force or violence, and without accepting gratuities. 11. Be exemplary by obeying the laws of the land. 12. Never use unnecessary force or violence. 13. Recognize their badge of office as a symbol of public faith and accept it as a public trust, to be held so long as they are true to the ethics of the law enforcement service. 3

Is Price the Only Factor That Determines a Buyers Decision Essay Example for Free

Is Price the Only Factor That Determines a Buyers Decision EssayWhen consuming products and go, customers brook attention to several factors to make sure that they have made a sensible decision. Perhaps, the rattling for the first time thing to be taken into account, under some circumstances, is price. However, it should not always be the sole reflexion for purchasing decisions. From my point of view, apart from price, there are other determinants that can have a unfluctuating impact on a buyers decision, namely quality, buyer psychology and commitments that a unassailable offers its customers. To begin with, it can be said for sure that for most wise consumers, the quality of products or services is remembered long whereas the price is soon forgotten. When people make up their mind to consume something, they definitely want it to be worthy of their gold. To be more specific, they are willing to have their ideal products although their prices can, sometimes, be very cost ly simply because of their durability.Long-lasting products are preferable, especially for careful consumers who are always in sake of the stability of the products. From another context, in terms of buyer psychology, many customers are not afraid of amply cost to own certain products since not only do the products serve their needs, but they too attention them to express their fashion-consciousness and status. For example, fashionable clothes enjoy increasing demand from celebrities every year though the producers fixed high school prices.In addition, pricing low does not always work, even it can be counter-productive because consumers may assume that the products are below normal standards or the firm is going bankruptcy, which may lead to the defame of the companys image and prestige. Last but not least, commitments to customers that a producer makes are also of great importance. These commitments usually come along with guarantees or after-sales services.Customers may pa y higher amount of money for the products, however, in exchange, they are certain that they can have substitutes or indemnities when problems associated with the products happen. In other word, regardless of high prices, consumers are satisfied because they are offered certainty. In these cases, prices are also not the matter. In general, price is a significant factor that affects buyer decisions, but it is not the only determinants. Wise customers always seek for paragon from the products or services hence, price should only be one of the aspects to be considered.

James Berardinelli Essay Example for Free

James Berardinelli look forJames Berardinelli, in his review of the film Good Will hunting, provided a very insightful breaker point of the movie in general and the characters that played it. I would say that in many instances I discipline with him, especially when he said that the story was ordinary, because I also felt that way about it. Nevertheless, the constraint made it more appealing to me because it does not make you think hard while honoring you near sit back, relax and take in the realities of life that the movie exposes. On the critics of the characters in the story, I cogitate that he had given quite a fair description of each of them. There were really astonishing and outstanding performances but then there are also those so-so performances at one magazine or another but I think that everyone complemented each other, thus the film came out goodish despite the ordinariness of the story.In addition, I say that it was so keen of Berardinelli to identify the che mistry deep down the relationships of the actors on and off the camera, thus he was able to provide a critical analysis of the fundamental interaction of the characters. What I liked most about this critic is that he was able to exhaust and tackle or so all aspects of the film, not just focusing on the plot, the characters, the acting, etc. It is all-encompassing thus, if you read it prior to watching the film, you will already have a clear idea of what to expect from the movie.Indeed, there are chances that you would disaccord with the review however, it provides a good example of what reviews should be like or the pattern that it should be done. In the end, what really matters is how one personally sees the film. The review showed one perspective and variant people would have different reactions to it. For me, however, this review pretty much sums up what I felt about the film thus I will give Berardinelli two thumbs up for being very critical about it.

The book Of Mice and Men by John Steinbeck Essay Example for Free

The book Of Mice and Men by fast one Steinbeck EssayJohn Steinbeck wrote the book Of Mice and Men in 1936 after Wall Street crashed in 1929 and overnight the great economic crisis set in, in America. E realone lost all their money after investing in the stock foodstuff and no one had any money and bloodlines because company collapsed collectable to the knock on affect of the crash. As a result, plurality forgot active trying to settle d experience with a family and just thought almost trying to ride out a brook. just now still in the back of their minds the American Dream still lived on and at some point would all desire to engage their own plot of land documentation a handlefree livelihood. To preventive alive though to do this they had to pop any money they could. They move around around the country as migrant workers just looking after themselves going for any job that came up. They had to keep going, from job to job, pot had no time to make friends.There were twain special characters though, two men who traveled around together and were both very close friends. Although you could call them the odd-couple, due to the fact that they were both very contrastive. But they looked and c ard after individually other, were together for a long time and larn they were so close they had to keep travelling together and try to go at it wit each other.These two guys didnt really shake much before the Wall Street crash and didnt need to care close reservation it all back. The story is about two people who dont just care about themselves merely want to look after each other. These two people were Lennie and George. In the book George says Guys like us, that work on counterpanees, are the loneliest guys in the world, they got no family. They dont belong no place exclusively us An why? Because I got you to look after me and you got me to look after youJohn Steinbecks style carries a lot of symbolism. Even the township Soledad where its se t means loneliness. All this shows that the animationstyle after the Wall Street crash forced people to go at it alone and the American Dream was getting further and further away. Steinbeck wrote this book because he saw the USA as a lonely place at the time.Even though Lennie and George have each other and arent as lonely as everyone else, there are still times trifle they are lonely.When Lennie was younger all he had was his Aunt Clara who was the only one who looked after him and then she died. Until George came to live all the time with Lennie, all he had was his soft mice that he liked to pet. He had nonhing else and was very lonely. Then when George came Lennie must have seen him as a savior and would do anything for him and listens to everything he does. But because he is mentally challenged he cant sometimes go finished with his promises.When saying all this, John Steinbeck is expressing that Lennie and George are no two ordinary migrant workers doing it alone moving fro m place to place. Lennie and George are different because they stay together. But when Lennie acts like he does, George gets very annoyed and says God a mighty, if I was alone I could live so easy. I could go get a job an work, an no trouble. No jalopy at all, and when the end of the month came, I could take my fifty bucks and go into town ant get whatever I want. This makes Lennie sad, barely really George wouldnt do this because he cares too much about Lennie. Lennie gets broken in when people talk about leaving as he has had a lot of that turn over to him in his life, with not knowing his parents and his Aunt Clara dying he has become sensitive to that happening and apologizes for whatever has do George say this very quickly.In the Book edulcorate is another very lonely character he is also symbolized through his dog who just goes through life then he gets quite aged(prenominal) without making much significance and just kill him or send him off without say when hes good-f or-naught and dont care about his feelings. He is extra worthless as he got his hand lopped off in one of the farm machines and makes him not as useful as he was. This provide happen to Candy, sine get fired and he knows this because he starts to get left wing out of everything. He knows time is not on his side and hell get canned before too long. This is why when he hears George and Lennie have a programme to get a farm and he had money to make this plan happen for all of them, (from compensation when he got his hand chopped off) he wants to be in on it so he cant be fired and would just do the easy jobs.Then he could stay with shelter and not get chucked out to die. I also think that he wants something to show for his life and the farm would be something good as the money he has wouldnt be a good property for a successful life as he has no one to pass it on to. I think Steinbeck has put Candy into the book so there was another extreme of loneliness. The character shows that i n America in the 30s no one had any respect or sympathy for old clan and when they get too old they are just sent out for the vultures not caring about feelings. This shows in Candy and when they are speaking to the stable buck and he says Nobody listen to you, Candy then says No he agreed Knowbody listen to us. This shows that Candy knows whats going on and his time is attack fast.Crooks is also another extreme of loneliness just because he is cutting. He isnt even allowed to sleep in the same bunkhouse. They say I stink, but I say they stink. He says this, not because they smell but because he thinks the way they treat him stinks. Even on special occasions, for fun they beat him up. They dont treat him like a fellow human at times and dont like speaking to him. He gets lonely because he doesnt get to talk to anyone all day. This shows the racism of the time and how in America they still had the ideals of the slave trades and the black were nailed to the bottom of the social pil e. Then in the book he wants to join in with the ranch plan as he thinks its his way out of wickedness and the stereotypes. But eventually he rejected the ranch because he knew that he was also useless because he had a crooked back and he would be not respected, and he told Lennie that because he was mentally retarded that George might leave him. He says this because he is mentation about the thoughts of the times, but doesnt know that George would never leave Lennie.Another character is Curleys wife. She is very lonely and seeks for attention. This is because she is a woman and they just think she is someone who is just there to cure Curleys needs. But also she is a person. She said, Im stuck in the house all day and no one to talk to. People see her as a Tart because she seeks attention and flirts with all the workers on the ranch behind Curleys back, but Curly knows it is going on and gets very jealous and protective. She says when she was younger she met a man who could have put her in the movies, but when he sent her a letter saying she was in, her mum hid the letters because she was too young to leave.But maybe she had thought up these ideas that the man was actually interested in putting her in the movies or just trying to chat her up and then Curleys wife when she didnt hear anything might have hellish it on her mum and precious to believe she was good adequate to be in the movies. Then she left home to try and make her dream come true but never really had a plan. Then she met Curly and thought maybe this was the key to getting to the top, but now she is stuck on the ranch. She knows she will never fulfill her dreams.Steinbeck always refers to her as Curleys Wife and she never has a name all through the book. This is because no one needs or thinks it is necessary to get to know her because she is a woman. This character shows hatred of women at this time and how they meant nothing.All of the Characters, Crooks, Lennie, Candy and Curlys wife, have personalities that are lonely and in America at this time these personalities were outcasts. In the book they were excluded from everything because they were different. I also see Carlson as someone who thinks as a union and not for peoples feelings. For example at the end of the book when George has killed Lennie, then Slim is comforting him, he says Now what ya suppose is eatin them two guys? Not considering that George has just killed his old best friend who has traveled with for a long time. He cant understand why they feel this way, as he thinks as the community thinks at the time in how everyone has to try to do it for themselves and you cant have friends in this time but Lennie and George did.In the Book Slim and George get to know each other a bit. George likes to get to people and he thinks everybody is stupid not making any friends and being cautious ofEveryone -Maybe everbody in the whole hellish world is scared of each other?He thinks everyone thinks they cant get to k now anyone but he doesnt see this in George.John Steinbeck wrote this book in the 1030s when all these preconceptiond feelings to people who are different were going on. He recognized this, what people were doing and how they were making everyone else lonely, but at the same time making themselves lonely too. When he wrote this he had a different character for all different aspects of loneliness and prejudice he could see in America at the time. He described it through migrant workers due to how on the farms it was capitalist with the boss looking down on his workers and by doing this, also people wanted to be the boss and not have to look up to people. To do it, they couldnt really do it with everyone else because than he couldnt have anyone else to look down on, so they had to go alone. Owning a farm somewhere and being your own boss was back than the American Dream. But by going alone they would never have enough money, so as their dream fails, along with it, so does their spiri t.These 3 points show hoe different aspects of life all culminated to kill their spirit and make them lonely. It all spirited from themselves.

Evilness beyond comprehension Essay Example for Free

Evilness beyond comprehension EssayThis floor depicts how a certain innocent somebody was condemned and was sentenced to wipeout for a offensive he did but with an innocent motive. The drool goes on around a certain somebodys hearttime in a ship where he was said to be one of the crew. truncheon as a lawsuit depicted in the report is a person whose honour drive out non be changed into hatred for other nation. Though his surrounding is full of battalion with wicked motives, he is let off into trusting them with full pureness. Evilness beyond comprehensionSuch evilness is beyond the main fibres understanding, and his being weak causes him to lose his sense of defending himself. With this state of the sources condition, whatsoever peck around him tend to abuse his weakness, such as the character which is depicted as an evil person in the news report whos Claggart. Claggart as an evil influence in the story caused Billy to use a brutal way to express Billys madn ess because he is slow Billy was then susceptible in making an attack due to the evil atmosphere on the ship.By Billys innocence, he was dragged to the wilderness of violence. It is beyond his comprehention that it is indeed the evils plan to ruin the goodness in his heart. Indeed the evilness had him offguard that had caused him to be condemned. The writer depicted his main characters innocence as something to be really loved and liked by other people but too a personality which is something to be pitied about. Billy depicting deli actuallyman rescuer In simple but complex ways, the main character was said to be somehow depicting Jesus messiahs sacrifice for the betterment of everyone.He was, as Jesus was condemned to death though they be both innocent. It is showed in the story that the main characters innocence is really a large(p) lost of its essence in the charitablekind though it is said to be wrong depicting Christs figure in an ordinary man such as Billy who is said to be an unsound person. The distinction between the divine characters of Christ with that of Billy is that Billy will non by choice give up his life or sacrifice himself for other peoples good. On the contrary, Christ accepted being condemned to death for people in the mans salvation.Another way in which the story of Billy could depict the story of Christ is the story when Pontius Pilate tends to wash his hand to show that he is not responsible for Christ condemnation. On the other hand in Billys story, schoolmaster Vere pushed through the military view of law and condemned Billy because he was intending about what his mates would think of him if he will not punish Billy with what they think would suit the latter for his crime. Both of the character whos Pontius and Vere, atomic number 18 playing innocent for an unjust case.Between innocence and evil, the author depicted Claggart as the evil one, and goodness was depicted by Billy. The character of Billy in the story is para lleled to many of the bibbles characters and some of those are Adam which is said to be the first man who is born innocent in the world and was also presented as having the same figure of Christ. On the contrary, Claggart was depicted as characterized by evil wher he was paralleled to Satans characteristics and figures who motivated and/or influenced Billy to do evil.Billy died simply because he could not defend himself from the evilness thats in this world, he could not understand the role of evil, and mostly he could not do any defense from evil because he dont understand what is meant by being evil. Conflict after Billys death After Billy had been condemned, there had been a lot of conflicts that had happened after his execution such as the Bellipotent engaging in a ship war where headwaiter Vere died.The continuous spread of Billys story which had became a chronicle for the others, and mysteriously there were a continuous condemnation that happened to different ports in the dash that Billy was condemned. Themes There were themes make doed in the story such as a certain Conscience Versus Law this was shown when captain Vere had a confusion of how to settle for Billys case. sea captain Vere as a friend, he had difficulty on deciding what to do with Billys case because Billy was a dear friend to him but then Captain Veres responsibility as an authority caused him to sentence Billy for condemnation.After that, the captain was chased by the thoughts of Billy and was bothered by his own conscience because he know that he did not consider Billys reasons until he died and repeatedly uttered his friends name. Another one is a persons Vulnerability of Innocence the story was all about the main characters innocence versus the evilness around him. It is said that innocence versus evilness is different from goodness versus evilness. Billy was a person who is innocent about almost everything which caused his weakness to do evil.He was a person who is virtuously w eak and so naive about evilness because it is shown that evilness is beyond his comprehension. The story showed how Billys heart was corrupted and changed into evilness because he was unable to distinguish which is evil when he encountered it. The result is that he let alone violence to come out of him that caused him to kill Claggart unintentionally. Individual Versus Society is also considered as a theme of the story.In the story, the author tried to depict how the smart set pushed its forces for a certain person to be individually oppressed, that the society limits a certain person of his/her being as an individual. It is shown in the story when Captain Vere encountered difficulty dealing with Billys case he had difficulty in considering what the society wants according to his obligation and what he feels. In deciding for the main characters condemnation, Captain Vere considered his obligation and followed what the law implies because he knows and feels that Billy is an innocen t person by nature.He then as a attraction by profession, pushed through to the jurors about Billys execution. It is depicted in the story how society dictates a certain person of how to decide, that their view is more important than that of a persons own view. Considered law The law is do by a constitution for all the people to follow in order to maintain a peacefull world to live in hence a law can still be scrunch or change by the people who work on it such as jury and society.They can change law according to their own views and consideration thus it can also be altered through the views of others. One example of a circumstance in the story is when Captain Vere sentenced Billy to death though he knew to himself that Billy is innocent. He decided to condemn billy because hye was afraid of what other people would think if he considered Billy and gave him a simple punishment. The law which Billys case was considered was in a military law where the people who are considered as en emies are brutally punished.And that the law was very different from the law in which Billy was supposed to be considered in a civilian law, where considerations to human were given. There are a lot of strategies and different views when it comes to law, but the best way in viewing law in which it is not considered in Billys case was seeking for a convention that would lead them into a just result to both sides. On the contrary, the law which is depicted in the story is really unjust.The loss of correct judgment of the law in the story was shown when Billy was condemned even without audience his side of the story or considering his motive why he had done such crime. Billys justice was also deprived when the ships captain did not tell the true story about what had really happened, instead, he pushed the case through until poor Billy was sentenced death. In the context of the story, kindness came in when Billys death was given justice. It happened when the ship, Bellipotent, lost from a ship war and captain Vere was wounded and eventually did not survived.In the captains last minutes of his life, he was constantly murmuring Billys name. This save depicts that evil ones who do not give justice are also not given justice in the end. Those who deprive others life are also deprived in life in the end. What the story meant for the readers We can record a lot of moral values in the story. We can learn in the story that innocence is indeed an admirable character hence it should not cover a persons familiarity about evilness because it could cause a person to be easily influenced in doing evil.We can also learn from the story that innocence could cause a certain person weakness and vulnerability that could be the main cause for him/her to be deprived by others by his own life. Thesis This story only tends to show the readers how difficult it is to live in this world full of evil forcess thus a person like Billy is innocent about such thing. It depicts how a huma n would only suffer of his innocence in this kind of world. And that innocence is vulnerable to evilness and deprivation to life.as the character was deprived of his life due to his innocence and lack of comprehention about evilness. Also that the law which is supopsed to give justice it is the one that deprives people by not considering a certain accused persons statement or side. The kind of law in the story is the one that manipulates a person to view the case in a right manner according to the true essence of justice (Melville, 1924). Works Cited Melville, H. (1924). Billy Budd Electronic Version from http//www. sparknotes. com/lit/billybudd/canalysis. html.

Cap Nnaf Essay Example for Free

Cap Nnaf EssayMr. Raghunath was happy that Rahul showed groovy sideline in his business but was worried about Ram who would always spend cadence with computers. He felt that if the interest of the two tidingss be put to bearher they could start a favorable business of their own. The boom in the IT industry made him find ways to satisfy his sons dream. After college, the twins were drifting apart due to varied interest. Mr. Raghunath decided that this is the time for him to intervene and overhear decisions for his sons. He decided to start a computer business for his sons.He asked Rahul, a commerce ammonium alum to draw up a proposal for the same. Rahul came out with the following ideas The argona they lived on ad acquit shop consisted of middle income group families and many of them did not possess computers at home Their shop could leave behind the following services * Computer classes for various age groups. * Computer using facilities on payment per periodical basis and printing of documents from computers. * Internet access facility at the prevailing market rates by entering into contract with AIRTEL. * Computer games corer for childrenRajiv jumped at the idea and they made up a common proposal. Rajiv valued that they purchase 10 computers and start with first two areas of operation and expand when things go well. The shop they had at the market place was a single storey building. Their father offered to build the first floor and prepare it to them for their business. He spent 5,00,000 on construction of the facility and gave them 5,00,000 for the business. The sons went to bank and put up their proposal and managed to get a loan to the extent of 75% of the cost of computers 4,00,000 with printers.As the bank manager was aware of the recognition worthiness of Mr. Raghunath, he advanced loan of 3,00,000. Total amount to be repaid will be 3,60,000 including interest in three annual installments as follows * End of the first class = 1,30,0 00 * End of the 2nd year = 1,20,000 * End of the 3rd year = 1,10,000 (Where 1, 00,000 is the principal repayment) They started business on 1st April 2010. Rahul decided to deposit 4, 40,000 in the bank. He gave 1, 00,000 to computer company as 25% of the value of computers purchased and 3, 00,000 out of bank loan availed.He deposited 20,000 for electrical connection with the Electricity Board. He paid deposit of 1, 00,000 with AIRTEL for Internet connection. He used the think connection of the shop as there were two connections at the shop. The brothers got the computer cafe furnished by paying 50,000. Rahul got pamphlets printed and distributed at the cost of 4,500 in the surrounding colonies. exclusively payments were to be made by hitchs. All the receipts were in cash to be deposited in the bank on the same day. The students on the sightly paid a monthly fee of 500 for the three months computer evening classes.There were a number of internet subscribers and receipt s on account of internet facility was 10,000 a month in the first quarter on an average. They decided to buy and sell computer stationery also like floppy, discs, CDs etc. At the end of the financial year, their results showed the following Total revenue including sale of computer stationery 4,98,000 Purchase of computer stationery 55,000 Electricity charges yet to be paid 1,24,000 Telephone charges 34,000 Petty expenses 12,000 fun expenses 10,000 Maintenance expenses 10,000There was a helper at their fathers shop, who agreed to clean up the computer cafe and fetched water to various visitors. For the additional services, he was paid 500 per month. They withdrew . 3, 000 by cheque each month for their personal expenses. They paid bank loan regularly. The father was pleased at their sons energy. He wanted to expand business. Mean while Rahul received the pass book assertion (for the end of March 2011) which showed the transactions as follows Particulars Deposit withdrawal B alance Balance as on 1 march 2011 4,76,500 CRFees remitted direct into business account. 50,000 5,26,500 CR Bank charges 500 5,26,000 CR Withdrawal by cheque no 6,000 5,20,000 CR Payment by cheque no. 6,000 5,14,000 CR engage credited 2,000 5,16,000 CR Balance as on 31 march 2011 5,16,000 (CR) 1. Analyze the transactions and let off the rules applied as per double entry system of bookkeeping. 2. Journalize the above transactions. Post them into the ledgers and prepare trial balance. 3. restore Bank Reconciliation Statement and make necessary adjustment in the books of account. 4.Prepare Profit and freeing account and Balance Sheet. 5. Charge depreciation 25% on computers, 10% on furniture, 5% on buildings. 6. Paisa can be rounded off. 7. What are the basic assumptions and concepts applied by Rahul while preparing the above statements? 8. manoeuvre profitability ratios. 9. They approached bank for further loan. Compute the ratios the banker will require before granti ng the loan. 10. Comment on the efficiency of the business if the net profit and gross profit in similar type of business concerns are 20% and 50% respectively.